Mortgage Center
Ralph E. Scartelli
Vice President & Residential Mortgage Sales Manager
With over 20 years of mortgage banking experience, I am passionate about simplifying the mortgage process and delivering unrivaled service. From counseling first time home buyers to expediting the process for seasoned borrowers, I will help you choose the option that best fits your situation and budget. Through my long affiliation with area realtors and builders, I have built solid relationships with local professionals to help with all aspects of your property transaction. Contact me to help make buying, building or refinancing your dream home a reality.
Apply online in as little as 20 minutes!
- Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed for approval.
- I will follow up to answer your questions.
My goal is to provide the highest level of service at competitive rates. I am only a phone call away if you need help. Contact me at 570-226-8300.
HNB offers a full menu of mortgage products: including Conventional, Jumbo, Construction, Lot Loans, FHA, VA and many special program loans.
Quick Approval Home Equity Loan
Waiting for your Home Equity Loan approval is a thing of the past! Complete our online application to see if you qualify for our on the spot approval!
HNB Open Door Mortgage
Opportunity knocks with the HNB Open Door Mortgage. First-time and experienced home buyers can take advantage with quick approvals and low fees to unlock the feeling of being home.
Calculators
How much would my monthly payment be? Can I save money by refinancing now? Get answers to your questions by using our mortgage calculators.