Mortgage Center

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Ralph E. Scartelli

Vice President & Residential Mortgage Sales Manager

NMLS # 129612
Office: 570-226-8300
Fax: 570-226-6028
Cell: 570-470-1370
2547 Route 6, Hawley, PA 18428

 With over 20 years of mortgage banking experience, I am passionate about simplifying the mortgage process and delivering unrivaled service. From counseling first time home buyers to expediting the process for seasoned borrowers, I will help you choose the option that best fits your situation and budget. Through my long affiliation with area realtors and builders, I have built solid relationships with local professionals to help with all aspects of your property transaction.  Contact me to help make buying, building or refinancing your dream home a reality.

Apply online in as little as 20 minutes!
  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for approval.
  3. I will follow up to answer your questions.

My goal is to provide the highest level of service at competitive rates. I am only a phone call away if you need help. Contact me at 570-226-8300.

HNB offers a full menu of mortgage products: including Conventional, Jumbo, Construction, Lot Loans, FHA, VA and many special program loans.

Quick Approval Home Equity Loan

Waiting for your Home Equity Loan approval is a thing of the past! Complete our online application to see if you qualify for our on the spot approval!

HNB Open Door Mortgage

Opportunity knocks with the HNB Open Door Mortgage. First-time and experienced home buyers can take advantage with quick approvals and low fees to unlock the feeling of being home.

Calculators

How much would my monthly payment be? Can I save money by refinancing now? Get answers to your questions by using our mortgage calculators.

Quick Quote

Quick Quote

Today's Rates

Conventional
30 Year Fixed Rate
 Rate  APR  Points
 7.375%  7.503%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 7.125%  7.289%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 7.000%  7.142%  0.000%
Home Equity
5 Year Fixed Rate Home Equity Loan
 Rate  APR  Points
 6.500%  6.500%  0.000%
10 Year Fixed Rate Home Equity Loan
 Rate  APR  Points
 7.000%  7.000%  0.000%
15 Year Fixed Rate Home Equity Loan
 Rate  APR  Points
 7.250%  7.250%  0.000%

Personalized Quote

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